Will my bank card be frozen if I borrow it?

Answer: If the bank card in your name is borrowed, it may be frozen.

Detailed description:

1. First of all, Lending Bao is a credit lending product under Ant Financial. If the loan account is overdue, according to the regulations of Ant Financial, the bank card in its name may be frozen.

2. Secondly, the specific situation of freezing bank cards may be different due to the overdue situation and credit history of individuals, but generally speaking, the longer the overdue time and the greater the overdue amount, the higher the possibility of freezing bank cards.

3. In addition, Ant Financial will decide whether to freeze the bank card according to the repayment performance and credit evaluation of users, so as to protect their own rights and reduce risks. The purpose of freezing bank cards is to prevent overdue users from evading repayment responsibilities again.

Summary:

In loans overdue, depending on the individual's overdue situation and credit evaluation results, the bank card under his name can be frozen. In order to avoid freezing bank cards, users should repay on time, maintain a good credit record and contact customer service in time to solve overdue problems.

Extended data:

In addition to freezing bank cards, overdue loans may also lead to the following consequences:

1. Impact on personal credit record: overdue loans will be recorded in personal credit report, which will adversely affect personal credit rating and loan application.

2. Increase the overdue fee: loans overdue will charge penalty interest and liquidated damages according to the number of overdue days, which will bring more economic burden.

3. Limit the loan amount: after overdue repayment, the loan amount may be limited when it is used again, and the loan amount may be reduced or the loan cannot be used again.

It can be seen that the consequences of overdue loans are serious, and users should plan and manage their financial situation reasonably when using loans to ensure timely repayment.

The above answers are based on the information and common sense of Ant Financial Service, and are for reference only. The specific policies are subject to the regulations officially announced by Ant Financial.