What will happen to Gome after loans overdue? What are the consequences?

As we all know, we usually have a loan repayment period. If the loan expires and the borrower fails to repay the principal and interest in time as agreed in the contract, what will happen if it is overdue? Today, let's take a look at what will happen if Gome Finance loans overdue.

The American loan was officially launched on August 20 16, with a maximum amount of 5,000 yuan and a loan term of 1~30 days. This is a short-term loan with a daily interest rate of three thousandths. It mainly provides small short-term loan services for white-collar workers and blue-collar workers who have just entered the society. Generally speaking, if Gome Finance loans overdue will have three effects:

1. In order to avoid affecting users' credit, it is best to repay the loan on time.

2. After the loan is overdue, the borrower needs to pay days of interest to the United States and days of quick audit fee to He Xin Credit Information, and all expenses will be deducted by the United States before the loan arrives;

3. Delayed billing will result in delayed service charge, after which interest and service charge will be charged normally. Delayed service will also lead to late payment fees and overdue management fees. The late payment fee is 10 yuan/transaction, the overdue management fee is overdue 15 days, and the loan amount is collected on a daily basis. If loans overdue exceeds 15 days, a daily fee will be charged according to the loan amount.

So I think borrowing money on the lending platform must be repaid on time. After all, personal credit is very important to everyone. Of course, if the borrower repays according to the repayment amount within the specified time, the overdue record will not be recorded.

Summary: The above is the introduction of Gome's overdue loans. The most important thing is to remind you to choose the right product when lending. If friends have loan needs, please come to the loan section and look forward to serving you.