What should I do if I receive a legal text message saying that I am suspected of defrauding loans?

Call the police. If you are really suspected of fraud, then at this time, go to the public security bureau immediately and surrender yourself, and then tell the police all about the crime. After careful consideration, when it is found that there is no violation of laws and regulations, then this short message is a fraudulent short message, and this matter can be handled by the police.