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Pufa Universal Fund shows that it is temporarily unavailable.

Pufa Universal Fund is mainly used for installment credit loans of Pufa credit card holders. Many PUFA credit card users have applied for the PUFA Universal Fund, but when using the PUFA Universal Fund, they are prompted that they cannot use it for the time being. What is the reason why Pufa Universal Fund is temporarily unavailable?

Pufa Universal Fund shows that it is temporarily unavailable.

1 Credit card overdue.

Pufa Universal Fund is mainly aimed at Pufa credit card users. If the cardholder of PUFA Credit Card is overdue in the process of using the credit card, he will not be eligible to apply for PUFA Universal Fund, and will be temporarily unavailable.

2 There is a problem with credit reporting

Pufa Universal Fund is very strict with personal credit information. If the applicant has a bad credit record, Shanghai Pudong Development Bank will reject the user's application in order to prevent risks, resulting in the temporary unavailability of the Pudong Universal Fund.

3 credit card debt is too high

The application of Pufa Universal Fund depends on the use of credit card holders. If the credit card used by the cardholder has a high debt and the minimum repayment amount has been made, then the bank will think that the cardholder's repayment ability is not strong and users are not allowed to apply for the Pudong Universal Fund.

Pufa Universal Fund is temporarily unavailable, which is generally caused by the above reasons. Pufa credit card holders can appropriately increase their personal credit, reduce their personal liabilities and maintain good repayment habits of credit cards. After three months, you can try to apply again, and you will have the opportunity to get the application qualification of Pufa Universal Fund.