Can Home Credit apply for a cash loan without receiving an invitation?

If you have not received an invitation from Home Credit, you cannot apply for a cash loan.

Home Credit Cash Loan is a thank you activity for high-quality customers with good repayment records, and invitations are issued. Currently, only those who receive invitations can apply. If you are already doing business with Home Credit, it is recommended to keep a good repayment record so that you can have the opportunity to participate in cash loan activities.

You can consider another kind of loan "Jie Xian Loan". If you are a new customer of Home Credit and have not successfully handled Home Credit's installment payment, you can consider "Jie Xian Loan". This product is specially designed for Designed for people with monthly salary income, the loan amount is between NT$5,000 and NT$40,000.

Loan qualifications are assessed and reviewed by the system. However, this service is currently only open in some cities in Guangdong, Hubei and Sichuan provinces.

Extended information:

Home Credit's repayment methods:

1. Early repayment:

For activation dates in 2017 If you apply for early repayment of a loan contract before December 29, you need to call the customer service hotline 400 027 1262 at least 3 days in advance of the repayment date in the early repayment month to apply. When applying, you need to ensure that there is no any loan business in Home Credit Overdue payments or unpaid liquidated damages.

For loan contracts with an activation date after December 29, 2017, if the payment is made to Home Credit Consumer Finance at least 3 days before a certain repayment due date (excluding the repayment due date) If you apply for early repayment, you should continue to repay 3 monthly payments before the early repayment takes effect; if you apply for early repayment within 3 days before a certain payment due date, you should continue to repay 4 monthly payments. After the amount is reached, early repayment takes effect.

2. Various repayment methods:

Home Credit provides customers with a variety of repayment methods, such as bank deductions, Home Credit Financial APP repayment, WeChat payment repayment, Alipay repayment, UnionPay online payment repayment, bank transfer repayment, Postal Savings Bank cash repayment, etc.

Home Credit Official Website-FAQ