I'll borrow it. A few days after the deadline, I will start calling for collection.

According to Baidu Encyclopedia, combined with what I have learned, I replied: After loans overdue 1 week, I generally don't call borrowers. At most, send a text message to remind the borrower to repay. If it exceeds 1 week, there may be a collector calling the borrower to make payment. At this time, it is best to negotiate the repayment period with the collector to avoid the influence of the collection phone on daily life. Moreover, overdue loans will affect personal credit, and the consequences are quite serious. Therefore, it can be seen that if loans overdue is over a week, you can call to collect it, but you should return it as soon as possible.

"Borrowing", now called credit loan, is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.