Is there a credit card on Jiufuwanka?

1. Does Jiufuwanka receive credit information?

As of July 2, 2020, Jiufuwanka could not receive credit information.

When the lender of Jiufuwanka Loan has no credit cooperation relationship with the People's Bank of China, it does not use the loan records for credit investigation. When applying for a loan, users can pay attention to whether the lender holds a consumer finance license. For example, if a bank loan is maliciously defaulted, the bank will not pay it back.

Jiufuwanka will have penalty interest after it is overdue, which is generally much higher than the original interest, and there will be various charges such as overdue management. If it is overdue, the overdue records will also be uploaded to the online credit, which will also affect personal credit. Credit stain will affect people to apply for bank loans, credit cards, enjoy government support policies and enjoy social welfare.

Extended data:

The introduction that affects personal credit information is as follows:

It is impossible to apply for a loan. Some people may think it doesn't matter, but it is impossible to start a business or spend money on a daily basis. Even applications for mortgages, car loans and online loans will be rejected.

The role of credit cards is self-evident. Compared with IOUs in JD.COM and Bai Hua, credit cards offer more discounts. For example, the 50% discount on food at China Merchants Bank every Wednesday is a real discount. Once the credit is bad, it is the same in all banks, because all banks can check the credit records. If personal credit records are blacklisted.