What are the consequences of spending two months overdue?

If the flower garden is overdue for two months, you will first receive a reminder message from Alipay. This reminder message may be available every day, reminding you that the automatic deduction failed, indicating that the personal flower bud has not been returned. Moreover, the user's arrears of the right to use the flower buds have been blocked, and the personal sesame credit damage is certain.

Generally speaking, Hua Bai will not receive credit information. However, if there are many overdue times and the arrears are long, it is not excluded that Alipay will upload your credit data. Therefore, it is best not to appear the phenomenon of flower bud expiration. If you are not careful, you can pay attention to or inquire about your credit status. If the flowers are overdue for a long time, collectors may be contacted, and serious cases may be prosecuted. Moreover, overdue interest is generated every day. If the overdue amount is large and it is two months late, there will be a lot of interest, and there is no way to reduce the interest generated.

Apple 12, ios 14, Alipay version 10.2.3.

Ant Flower Bai replied through the official Weibo. Fail to submit the ant flower bud credit report within the time limit. Although the ant flower buds did not report the credit information, many lending institutions will refer to the sesame credit score for lending. Therefore, everyone should pay back on time after spending, which will do you no harm.

Late consequences of ant flower buds

1. overdue penalty interest: if you use ant flower buds for consumption, you will be charged a penalty interest when it expires. Penalty interest shall be collected on a daily basis, and penalty interest = overdue amount × overdue days ×0.05%. If you borrow RMB 6,543,800+0,000, it will be very uneconomical to pay interest on 5 yuan for one day overdue.

Second, the collection team is overdue at the beginning, and the staff will call or text you to remind you to repay on time. If you still ignore it, there will be a special collection team to collect it, which will even affect your work and life. When your relatives and friends know that you are in debt, who will dare to lend you money in the future?

Third, close the ant garden. When you don't pay back on time, your sesame credit score will definitely be lowered, and even your ant flower garden function will be closed. Can't enjoy the service in Alipay.

Fourth, the prosecution faces imprisonment. If your amount is large and the circumstances are serious, you will also face the risk of being sued and imprisoned.