Online loan legal aid hotline

If the online loan is sued, you can call 12348 for legal aid. You can consult an aid lawyer for free to answer your doubts. Even if you meet the requirements, you can apply for a lawyer to defend you in court for free.

If you have any objection to the bank's interest service, you can call 12378 (China Insurance Regulatory Commission's complaint hotline for rights protection) for mediation.

If you can't tell whether the overdue information is true or false, you can call 12368 (the public service line of the national court system) for verification.

It is not illegal for online lending platform to collect loans by phone or SMS in regular online lending and overdue behavior occurs. Formal loans should be linked to personal credit information. When applying for a loan, you should check your credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. It is suggested that you make a loan according to your own ability and repay it on time to maintain credit information.

How much does it usually cost to ask a lawyer to apply for online loans?

How much does it usually cost to ask a lawyer to apply for online loans? It depends on the amount involved and the actual situation of the case.

The following main factors shall be considered when a law firm negotiates the fees for lawyer services with its clients:

1, working time spent;

2, the difficulty of legal affairs;

3. Customer's tolerance;

4. Risks and responsibilities that lawyers may bear;

5, the lawyer's social reputation and work level.

legal ground

Measures for the administration of lawyers' service fees

Article 9 The fees for lawyer services subject to market-regulated prices shall be determined by the law firm through consultation with the clients.

The following main factors shall be considered when a law firm negotiates the fees for lawyer services with its clients:

Working hours spent;

(two) the difficulty of legal affairs;

(3) the customer's tolerance;

(4) Risks and responsibilities that lawyers may bear;

(5) The lawyer's social reputation and working level.

Article 16 When accepting the entrustment, a law firm shall sign a lawyer service contract with the client or specify the charging terms in the entrustment contract.

The charging contract or charging terms shall include: charging items, charging standards, charging methods, charging amounts, payment and settlement methods, dispute settlement methods, etc.

People's Republic of China (PRC) Civil Code

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.