ICBC Mobile Banking cannot transfer money.

SMS authentication payment has exceeded the limit, and there is no authentication method available.

1. Exceeding SMS verification payment limit: indicates that the transfer limit has exceeded the current electronic payment limit. Log in to mobile banking, search for "electronic payment" function on the home page, and inquire about the current electronic payment limit.

2. No authentication method: After logging in to mobile banking, search for the "electronic payment" function on the home page to find out whether ICBC's electronic payment has been enabled and whether the payment limit meets the required payment amount.