Do I have to buy insurance before I can give you an insurance contract?

After consumers buy insurance, the insurance company will give the insurance contract.

Before you start, insurance novices may wish to read this popular science and understand the following points: Before buying insurance, you must first understand these key knowledge points!

An insurance contract is an agreement reached between the insured and the insurer on the relationship between insurance rights and obligations, which has legal effect once it is formally signed.

The insurer refers to the insurance company that bears the insurance liability according to the contract; The insured refers to the person who has the obligation to pay the insurance premium according to the contract, that is, the person who buys the insurance product and is responsible for paying the insurance premium.

Generally speaking, an insurance contract consists of an insurance policy, insurance clauses, insurance application forms, insurance documents related to the contract, legal and effective statements, comments, approval forms, additional insurance contracts and other written agreements.

In order to help you understand the insurance contract, Xue Xuechang specially wrote an article: Teach you to identify the pit in the insurance contract!

When you buy insurance offline, you will generally receive a paper insurance contract.

If you insure online, consumers will receive an electronic insurance contract; Some insurance companies will also support mailing paper insurance contracts, and consumers can apply.

Some small partners may lack trust in electronic insurance contracts, but in fact, both paper and electronic insurance contracts are protected by law, so there is no need to worry about their legality.

If you are worried about the easy loss of electronic insurance contracts, you may wish to poke this strategy: the most comprehensive strategy: how to query, manage and review insurance policies!

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