Can I get a bank card with an account?

The account book cannot be used for bank cards. All banks can't.

If you are anxious to open a bank card, you can open a bank card in temporary id card.

According to the State Council's real-name registration system Regulations on Personal Deposit Accounts, the real name certificates recognized by the bank are as follows:

1. China citizens living in China are resident identity cards or temporary resident identity cards;

2. China citizens under the age of 16 living in China are household registration books;

3. China People's Liberation Army soldiers are military identity documents; Identity documents of China People's Armed Police and Armed Police;

4 Hong Kong and Macao residents, for Hong Kong and Macao residents to and from the mainland pass; Taiwan Province residents, mainland travel permit for taiwan residents or other valid travel documents;

5. Foreign citizens, passports.

The household registration book is not included, so it cannot be processed.

(/kloc-If residents under 0/6 years of age need to provide real-name certificates when opening a bank account, they need to provide their household registration book and the guardian's real-name certificate, and the guardian needs to go to the scene to handle it for them. )

Extended data:

To apply for a bank card, you need to be over 16 years old and provide the original ID card. /kloc-under 0/6 years old, need to be accompanied by a guardian.

I. Processing conditions:

(1) at least 16 years old, with ID card.

②/kloc-under 0/6 years old, need to be accompanied by a guardian, and use the household registration book and guardian ID card to apply for a bank card.

Two. Information required for bank card processing:

1 id card.

② Household registration book and guardian ID card.

Matters needing attention

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

FREQUENTLY ASKED QUESTIONS

Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put it away. Don't put multiple bank cards and passbooks together.

1, when buying a wallet, there are usually small hard cards from several brands. Don't throw them away! When playing cards, except that the cards can't be on the same interlayer, put a card of this kind on the side with magnetic stripe to play the role of spacing.

2. ICBC has a special bank card holder, which works well and can be used many times.

3. It's not bad to use ID card as the interval. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not "degauss" with the bank card. )

Finally, it should be noted that the bank card must not be put in the pocket directly with the mobile phone, so it is likely to be degaussed soon.

There are professional degaussing card sets, card packages (can hold more than a dozen or twenty cards) and degaussing wallets, which are very convenient. The principle is the same as that of radiation protection. The second-generation ID card has the function of reading information, and the information on the ID card is likely to be stolen by criminals. The degaussing card sleeve, card package and wallet also have the function of preventing the second-generation ID card information from being stolen.

The same bank cannot open more than 4 cards.

On February 20 15, the China Banking Regulatory Commission issued the Notice on Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, no more than four debit cards will be opened by the same customer in the same institution. At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent takes his valid ID card to the counter to activate the card. "

The notice also requires that for customers who already have more than four debit cards, banks should take the initiative to contact customers for verification, and if they find that they are unwilling to handle it, they should suspend their services.

References:

Baidu encyclopedia-bank card