What are the existing methods for card-free access?

Step 1: Find the ATM with or without card withdrawal function.

Step 2: Select the card-free withdrawal option on the ATM, and then enter the card number and password.

Step 3: Select the amount to be withdrawn from the ATM, and then click OK.

Step 4: At this time, the mobile phone will receive the SMS verification code and enter the SMS verification code for verification.

Step 5: Take out the money to be withdrawn, and complete the withdrawal without a card.

There are some restrictions if you don't have a bank card when you withdraw money. The bank has relevant regulations. Without a bank card, you can't withdraw more than 1000 yuan, and you can't exceed 5000 yuan a day.

Cash withdrawal without a card means that as long as you have a mobile phone and no bank card, you can withdraw cash at an ATM. ICBC has officially launched the mobile phone reservation cash withdrawal service nationwide. As long as the corresponding operations are carried out through mobile banking in advance, you can withdraw money from ICBC ATM with mobile phone number, reservation code and other information when needed, without inserting a bank card, and the daily cumulative withdrawal limit is 5000 yuan. This new withdrawal method has been introduced in ICBC, Bank of Communications and Guangfa.

Basic introduction

When using a mobile phone to make an appointment to withdraw cash, the user first logs in to the mobile banking of the bank, selects the function of "making an appointment to withdraw cash", reserves an "appointment code" according to the prompt, determines the effective time of the appointment, inputs the withdrawal amount, designates the withdrawal account, authenticates himself by using a password card or an electronic cipher, and then receives a temporary password message. Users can withdraw money from the nearest ICBC teller machine within the effective time set by themselves. When withdrawing money, they need to input information such as mobile phone number, reserved "reserved code" and temporary password sent by the bank. At present, the single withdrawal limit of this service is 1000 yuan, and the daily cumulative withdrawal limit is 5000 yuan.

In order to ensure the safety of depositors' funds, the designated account for making an appointment to withdraw cash through mobile banking can only be a debit card account, and the debit card must be added to the mobile banking through the ICBC outlet counter and the external payment authority should be opened, instead of being added to the mobile banking through self-service. This means that in order to realize "cash withdrawal without card", the first thing to do is to open mobile banking at the ICBC counter and bind a payment account, and then download the terminal of ICBC mobile banking on the mobile phone to realize the above operation.