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Can mobile banking have a death period?
Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format. Mobile banking needs to set complex passwords, not easy-to-crack passwords. Don't use passwords such as birth date, house number, mobile phone number, license plate number and ID number, which are highly related to personal information and are easy to be cracked.
In the modern information society, due to various social intersections and network communication, the above personal information is easily obtained by others. According to media reports, criminals obtained personal information through various means, established a personal information database, developed professional software, and compared it with the illegally obtained bank card information database in an attempt to crack the password. At one time, the cracking ratio was as high as one in ten thousand. It's different from the password of social tools. Passwords related to fund transactions should not be the same as those of social tools such as email, Weibo, WeChat and QQ. Some small and medium-sized websites have weak protective measures and low security, which are easy to be breached by hackers, resulting in a large number of user information leakage. Due to frequent use, various social tools are easily noticed and become targets of attacks and theft. By comparing the account name and password, it is possible for criminals to crack your fund transaction password. All kinds of personal information are closely related to the security of bank cards and funds, and must be properly kept. Don't leave personal information to unfamiliar organizations. Companies, individuals and websites, if they find leaks, please contact the bank's customer service hotline in time and reset the account password in time.
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