Which platform is the most formal for buying funds?

1, Ant Wealth: Ant Wealth is a financial management app under Ant Financial. In this app, you can buy funds, and you can buy many funds. The minimum investment is 10 yuan. And confirm that sharing is timely, and there will be SMS prompts. Personal experience is very good.

2. lufax and lufax are a comprehensive platform with fund sectors. Personally, I feel that all funds are the first choice, and there are some gains from investment.

3. Weizhong Bank and Platform can also purchase funds, all of which are rated, and the platform has its own evaluation system.

4. For ICBC app and ICBC Fund products, most investment thresholds are 1000, and some are 10000 yuan.

5. Brokerage: You need to open a stock account to buy a fund at a brokerage. Now almost all brokers support online account opening and APP account opening, and do not run offline sales outlets. In the stock account, you can buy on-site funds, such as ETF funds and LOF funds; You can also buy OTC funds, that is, funds available on platforms such as Ant Wealth and Tian Tian Fund.

Under normal circumstances, it is recommended to buy funds from third-party fund platforms such as Ant Wealth, because the handling fee of such platforms is relatively low, and you can buy them by opening Alipay, and the account opening and trading process is also very simple. It is very convenient to complete all transactions in a few minutes.

Extended data:

Several things to pay attention to when buying funds:

1. To buy a fund, you must first open a fund account, which can be opened in a bank or a fund company.

2. According to your own risk tolerance, choose a fund suitable for your own situation to invest. When buying a fund online, investors are generally assessed for risk, so it is necessary to assess whether investors are suitable to buy the fund.

3. Know what kind of fund you are buying, whether it is a closed-end fund or not. At the same time, we should know that the income of the fund is related to the net growth rate, which can be used as a data reference when purchasing.

In fact, there are differences in the rates of general index funds, enhanced index funds, index grading funds, ETFs and ETF-linked funds, such as management rates, sales service rates and custody rates. Be careful when choosing.

Among them, the handling fee for Class C products is 0 after 10% discount on the platform, and others range from 0. 1% to 0. 15%. Other rates are also different. When buying a fund, you must look carefully and understand what costs you need to bear directly. There is a redemption fee of 1.5% if you hold it for less than 7 days. Don't use OTC funds for short-term speculation.

From the perspective of fund types, the comprehensive rate is basically ETF and ETF-linked funds, while the enhanced index funds have higher rates. Because the management rate of enhanced index funds is relatively high.

In addition, compared with bank channels and brokerage channels, it is recommended that you buy funds from third-party sales platforms or fund companies in official website, because the subscription rate will be much cheaper. Especially for the base people who make a fixed investment, because each deduction is equivalent to subscription, it is necessary to actively choose index funds with low subscription rates, which can also save a lot of money in the long run.