The car must get off the loan hole.

First, there is a loan hole where there is a car.

1, Ping An Car Loan-Credit Loan is a vehicle credit loan product launched by Ping An Bank, but the requirements are relatively strict. The user who applies for a loan must be the owner of the vehicle mortgage loan of Ping An Bank, but the loan amount of Ping An Car Loan-Credit Loan is relatively high, which is much more convenient to use. 2.58 A vehicle credit loan product launched by Chedai 58 Group does not need to stop, and users only need to install the designated GPS equipment according to the contract. At present, the amount of 58 car loans provided to users is relatively low in car loan products, but the interest rate is also relatively low in the same industry. You can choose to apply according to your own situation. 3. A vehicle credit loan under Fanpu Jinke of Fanpu Expressway has no car and GPS, but it has strict requirements for personal credit information, and also has certain requirements for vehicle purchase years and insurance. 4. Bee Easy Car Loan Bee Easy Car Loan is a popular vehicle credit loan product on the market at present. Users need to install GPS equipment designated by the platform to apply for loans. The loan amount of Bee Easy Car is not low, the loan period is also very selective, and the user evaluation is also very high. 5. Jiache Loan is a vehicle credit loan product that we lent, which does not need to stop or install GPS, and does not affect the normal life of users. At the same time, it provides users with a loan period of up to 3 years to help users reduce the repayment pressure. : 1. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. Second, the type of car loan, personal loan car purchase business is divided into three types: direct customers, indirect customers, credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan. 1, direct bank car loan, the fees charged include deposit, principal and interest, 3% guarantee fee, etc. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different. 2. In addition to the above fees, the car loan of an individual auto finance company also needs to bear the supervision fee, fleet management fee, warranty renewal deposit, credit card car loan and other expenses. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records. Third, the specific steps of buying a car by credit card are roughly as follows: 1. The cardholder (or applicant) calls the credit card center of the bank or goes to the local bank to find out whether he can apply for a credit card car loan. 2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it. 3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures. 4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance. Finally, I can drive the car away smoothly.

Second, is that online loan APP good?

Yes, quite a lot. Xinkouzi, Sina has borrowed it. The quota is 5000, and the next paragraph will see the situation soon. If it goes well, Sina will borrow it.

The approval of bank loans is relatively slow, which varies from bank to bank, generally within one month. Of course, otherwise it will be much faster if the assets are excellent. Banks generally have 25 working days 15. It does not rule out that individual banks are slow to approve, and it will be faster in the first half of the year. Generally, it is slower by the end of the year, because banks have to collect money, so they don't lend much in the last month. I hope I can help you.

Where can I get a loan if I have a car?

If you have a local branch of our bank and meet the loan conditions, you can try to apply to our bank. The application requirements and conditions of various loan types are different. First of all, what is the purpose of your loan? Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, relevant supporting materials must be provided according to the "loan purpose". Due to the different types of loans provided by branches, it is suggested that you log in to the homepage of China Merchants Bank first, click "Online Customer Service" in the upper right corner, and select manual entry. After providing the opening city and loan purpose of the one-card account, you can check whether the local branch has the loan type, application conditions and materials you need to provide.

Fourth, ask for a loan every second!

There are fewer loan openings per second, unless it is an individual, it will take more than half a day at the earliest.