Is there any requirement for postal service to enjoy credit reporting by installment card?

There are requirements for postal services to enjoy credit reporting by installment card. There is no additional requirement for the applicant to apply for a postal installment card, as long as it meets the credit requirements of the postal credit card application, there is no serious overdue record, and the personal debt is not too high. After application, the installment card mainly requires the applicant's work unit and personal provident fund, and priority will be given to users with a mortgage of more than 300,000.

1. What's the limit of the postal savings installment card?

After enjoying the installment card, the minimum amount is 6,543,800+0,000, and the maximum amount is 500,000. The conditions for applying for postal installment are: age: 22-55 years old; Applicable people: customers in the stock room of Postal Savings Bank; Provident fund customers. Access conditions (one of the conditions is met): the housing mortgage customer of the Postal Bank (the house is not local, but the national mortgage loan can be made at the Postal Bank); The base of the provident fund is more than 4 thousand, and it has been paid for one year (the provident fund can be admitted even if it is not paid by the unit). Credit requirements: no current overdue, no overdue 3 tired 6; The credit information is clean and there are not many online loan records; The credit card utilization rate cannot exceed 80%, and the lower the better.

Second, how to enjoy the installment card after activation?

After receiving the installment card, the applicant should do the following: dial 4008895580 with the telephone or mobile phone reserved by the Postal Savings Bank to enter the automatic voice menu of the 24-hour customer service hotline of the Postal Savings Bank; Select 2 card activation and password setting, and then select 1 card activation; Input the card number of the credit card to be activated, and then input relevant information according to the voice prompt; After the system broadcast card is activated successfully, the applicant sets the transaction password and inquiry password; After completing the above steps, it can be activated successfully, depending on the actual voice.

In addition, if the applicant cannot activate the card through the automatic voice service, he can also enter the telephone voice to enter the menu and select "0- Manual Service". The customer service staff of the Postal Savings Bank will activate the card for the applicant in time after verifying that the relevant information of the cardholder is correct.