Mutual insurance pushes text messages every day.

Hello, everyone, I'm Xiaowen. I believe that many people will use Alipay, so it is inevitable that they will often receive Alipay's push, mainly because they want us to join their "mutual treasure" project. Let's talk today. Why does Alipay always recommend this project to us? What are the benefits to Alipay after we join? Let's have a look!

Mutual treasure, briefly talk about its operation process.

Everyone can join for free, and those who join can apply for reimbursement as long as they have a serious illness, and everyone who joins can share it. In other words, if you join, you will get the serious illness mentioned in it, and you can also be reimbursed for free, with a maximum of 300,000 mutual aid funds.

This model seems to be very beneficial to the people. After all, you can join for free and buy an insurance for yourself for free. Then the question is, why is Alipay so eager for users to join?

1, many people join, which means that when the user is seriously ill, more people can share it, and the sharing amount will be reduced. If the number allocated is small, more and more users will join. It is this kind of relationship chain that can continuously promote the participation of users.

2. Alipay will charge a certain management fee when sharing diseases. To put it bluntly, the more people join, the larger the base, and the higher the probability of suffering from serious illness. When the user is seriously ill every time, the management fee charged may increase. When 14 and 28 of each month are sharing days, this is also a profit point of Alipay.

3. More people join Mutual Treasure, which can increase the popularity of Alipay again. Mutual treasure is actually a good product, because the amount allocated is far lower than the money you need to buy a critical illness insurance, and it can also help others. I feel that the starting point is still good. If someone helps each other in mutual treasure, it will indirectly improve Alipay's reputation, and will also promote Alipay's further development and open up the market, which is very important for Alipay.