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How do rural commercial banks increase the transfer quota?
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3. 1
App version: v7. 1.0
First, users log in to the mobile banking of rural credit cooperatives, and then users can modify the transaction limit of credit cooperatives through "Security Settings-Transaction Limit Settings".
2. Users log in to personal ukey online banking, and then change the limited service of credit cooperatives through "Personal Settings-Contract Management-Mobile Banking Contract".
Three, users can bring their identity documents and bank cards or passbooks, to any business outlets of rural credit cooperatives to modify the amount of business.
Rural commercial bank (English name: Rural Commercial Bank) is a commercial bank serving local farmers, agriculture and rural economic development in China.
Rural commercial banks are mainly established on the basis of rural credit cooperatives and county (city) rural credit cooperatives. They are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations under their jurisdiction in the form of joint-stock companies.
The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.
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