What should I do if my credit card is sued by the bank?

If the credit card is overdue, if it is sued by the bank, it should be paid off as soon as possible according to the judgment. If it is unable to repay, it can be repaid by installments after mediation. If the bank refuses to repay the loan all the time, it can ask the court to enforce it.

According to Article 216 of the Civil Procedure Law of People's Republic of China (PRC), after accepting the application, the people's court shall, after examining the facts and evidence provided by the creditor, issue a payment order to the debtor within 15 days from the date of acceptance. If the application is not established, the ruling shall be rejected.

The debtor shall pay off the debt within fifteen days from the date of receiving the payment order, or file a written objection with the people's court. If the debtor fails to raise any objection or perform the payment order within the period specified in the preceding paragraph, the creditor may apply to the people's court for compulsory execution.

Extended data:

Article 89 of the General Principles of the Civil Law of People's Republic of China (PRC) may, in accordance with the provisions of the law or the agreement of the parties, guarantee the performance of debts in the following ways:

1. The guarantor assures the creditor that the debtor will perform the debt. If the debtor fails to perform the debt, the guarantor shall perform or bear joint liability as agreed; The guarantor has the right to recover from the debtor after performing the debt.

2. The debtor or a third party may provide certain property as collateral. When the debtor fails to perform the debt, the creditor has the right to discount the collateral or give priority to compensation with the price of selling the collateral according to law.

3. One party can pay the deposit to the other party within the scope stipulated by law. After the debtor performs the debt, the deposit shall be used as the price or recovered. If the party paying the deposit fails to perform the debt, it has no right to demand the return of the deposit; If the party accepting the deposit fails to perform the debt, it shall return the deposit twice.

4. If one party occupies the other party's property according to the contract, and the other party fails to pay the payable amount according to the contract within the agreed time limit, the possessor has the right to retain the property, and give priority to compensation by discounting the retained property or selling the property according to law.

Article 108 A debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

China People's Congress Network-People's Republic of China (PRC) Civil Procedure Law