It will be fine if WeChat Dishui Loan is not activated

Yes

To spread the word, if you want to successfully borrow money from Dishui Dai, your ID card information, bank card information, and handheld ID card information must be reported to Didi Shui Dai. And it has passed their review, which means that they already know you very well before they lend you a loan, and there is no chance that they can't find you. In addition, if the drip loan is overdue for too long, you will be sued, let alone non-repayment. It's okay if you don't activate it.