The credit card limit of CCB is 8000 yuan. You sent me a text message asking me to apply for the amount of consumption provident fund. Should I apply? Will there be a fee deduction if I apply?

Need to apply, generally will not generate and deduct any fees. CCB can apply for a temporary credit line and leave it in the bank with its mobile phone number to apply for a credit card. When editing the short message "The last four digits of the credit line CCTE card number need to be adjusted", CCB Credit Card Customer Service Center 95533. It should be pointed out that:

1. Please use the reserved mobile phone number. Other mobile phone numbers cannot be used.

2. The format must be accurate. There are no Chinese characters in the middle, and there is no wrong number.

The sending number is 95533. Don't send it wrong.

The credit card of China Construction Bank has no reserve. Generally speaking, CCB's credit card provident fund is a large consumption installment amount and cannot be directly withdrawn. It can only be used for large credit card consumption of cooperative merchants. Generally, repayment can be made in installments of 3, 6, 12, 24 and 36. Only the installment fee is charged, and no interest is charged. If the provident fund is in installments, it is used for installment payment business such as installment voucher and installment payment for decoration. The cardholder applies to the bank. After the installment payment is approved, the special debit card opened by the applicant in China Construction Bank will issue a special limit. This card is only allowed to be used in certain types of business. It is forbidden to handle other trading functions such as cash withdrawal, transfer, electronic channel consumption, and signing various comprehensive financial services.

Generally speaking, banks will invite credit card customers to open petty cash business. In short, the reserve fund is the funds that you spend beyond the credit limit of the bank's credit card, and the bank charges a certain handling fee. Therefore, invited customers are generally people with certain repayment ability, and can also be called high-quality customers of banks.

For example, Ping An Bank's special reserve for credit card consumption is the credit card funds that the bank gives you on the basis of credit cards. This is not a restriction and cannot be revoked. It can be used for credit card swiping and can be returned to the bank for up to 24 months.

The petty cash business of Guangfa Bank is called "wealth management fund", which can only be handled by inviting customers. For the repayment method of provident fund, you can directly use credit card to repay in installments, and the handling fee is paid in each installment, that is, it is paid in full on the same day.

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China Construction Bank Version 5.6.0 Information