Excuse me, how to repay in advance?

The prepayment process is the same as that in Bai Hua. There are two methods to choose from:

1. Method 1: First open Alipay, click Ant Borrow, and click Repayment. You can see that there is an option below: prepayment, click prepayment, enter the repayment amount and click OK to repay.

2. Method 2: Open Alipay, click on my customer service column, enter loan prepayment in search, and the repayment window will pop up. Click to enter the same as above, enter the repayment amount and click to confirm the repayment.

The above two methods are simple to operate, and you will know it once.

1, repayment on schedule

By default, the loan system starts automatic withholding on the repayment date, and it is not necessary to set up automatic repayment.

Generally speaking, the automatic deduction of loans starts at 8: 00 am on the repayment date and will be deducted gradually. As long as the repayment is successful before 24: 00 on the same day, it is normal repayment and not overdue. So you need to ensure that the repayment channel has enough funds on the repayment date.

By default, the system deducts money in the order of balance, savings card shortcut and balance treasure. Of course, you can also set your own deduction order to remind you of the deduction limit.

If the automatic deduction of your debit card fails after 19, you'd better repay it manually to prevent overdue.

2. Advance payment

If you have enough funds in your hand, you can repay in advance, without waiting for the repayment date. You can click Repayment-Prepayment on the loan page, and then prepay according to the page prompts.

Loans are calculated on a daily basis. If the loan is repaid in advance, the interest shall be calculated according to the actual days of use. Whether to charge the prepayment fee will depend on the display on your page.

What loans can be repaid in advance? In fact, many loans can be repaid in advance now. For example, we are familiar with the full amount of small loans, but also support early repayment. Whether there is liquidated damages for prepayment shall be subject to the agreement. If you have enough money to repay in advance, it will not affect your credit. You can safely operate, you can choose to repay in full in advance, or you can enter a part of the amount to repay. The exact cost of the advance payment depends on what is displayed on your page.

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