Can I pay the minimum loan after the flower garden stops?

Bai Hua was stopped. If the repayment page has the option of minimum repayment amount, or the collector does not stipulate that the user must repay the overdue debt in full, then the user can choose the minimum repayment amount.

Second, the specific analysis

There is no minimum repayment option on the repayment page, or there is an option, but the collector asks the user to pay off the overdue debt in one lump sum, and the user cannot make the minimum repayment.

The pause of flower buds is usually caused by the expiration of flower buds. Users must pay off their overdue debts as soon as possible before the flowers can be restored.

If the flowers are overdue, users can choose full repayment, minimum repayment and installment repayment, but the details are subject to the page display.

After all, after the flower bud expires, some functions will be limited. Although the repayment function is normal, some repayment options may be revoked by the system.

The user has paid off the overdue debt, and whether the flower buds can be restored depends on the display results of the page. After paying off the debt, the flower buds will not recover immediately.

Before applying for a loan, you can go to Beijian to check your credit status quickly. If your credit is not good, you can wait for a while, and then apply when the credit risk score is not high and there is almost no stain, which will make it easier to pass.

Third, why can't you pay back the money you spent?

The reasons why Bai Hua can't repay the loan are as follows.

1. Consumption amount has not been recorded.

After the user pays with the flower bud, he must confirm that the consumption funds have arrived in the account before entering the account, and the user can repay the money.

This situation often occurs in online shopping, and online shopping orders must confirm the quantity of goods received before they can be included in the flower garden bill.

2. Log in to the wrong Alipay account.

An ID card can register 3 Alipay accounts, so users can have up to 3 Huabai accounts.

The user logged into the wrong account, so the flowers could not be repaid.

3. The balance of repayment channels is insufficient.

The repayment channels for automatic deduction of flower buds include Alipay account balance, Yu 'ebao and bound bank card. If the repayment balance of repayment channels in the deduction sequence is insufficient, automatic deduction fails.

4. The network is busy or unstable.

When users take the initiative to repay, if the network is busy or unstable, then there will also be situations where repayment cannot be made.

5. Bank cards are limited.

Different banks have different limits on fast payment, and the bank card bound by the user just reaches the payment limit of the day, so the automatic deduction will fail.

6. The repayment system is overtime.

If the user enters the repayment page and does not operate for a long time, or operates too fast, it may lead to system timeout.

7. Bank channel maintenance.

Banks usually choose to maintain channels in the middle of the night. In the meantime, if they use the bank card to repay, they may fail to repay.

8. The status of the bank card is abnormal.

The repayment bank card is in the state of loss reporting or freezing, which will also lead to the failure of automatic deduction.

9. After the deadline, the minimum repayment amount or installment repayment cannot be made.

After the user's flowers are overdue, the repayment page only has the option of full repayment. At this time, the minimum repayment or installment repayment cannot be made.

10, the current bill has been paid off.

The user has paid off the current bill, so the current bill cannot be repaid.