Is it a waste of money to extend the car warranty? Four questions to help you understand the car extended warranty.

Many friends who buy cars have this experience. After talking about all the expenses such as car price and insurance, they were recommended by 4S shop to buy car extended warranty. I believe that many car owners are blind at this time. What's the difference between extended warranty and insurance? If all three parts of the car are damaged, the price of one repair will exceed the extended warranty price. On the other hand, if there is no problem with the use of the vehicle, wouldn't it be a waste of money to extend the warranty? The following small series will take you to interpret four questions about automobile extended warranty.

Q 1: What's the difference between car extended warranty and car insurance?

People usually refer to automobile extended warranty as "health insurance". In fact, both the automobile extended warranty and the automobile insurance are pre-charged, which reduces the maintenance costs and troubles in the later period of the automobile and ensures the normal operation of automobile parts and vehicles in advance. It's all to protect our car and eliminate hidden dangers in advance. Once there is a problem with driving in the future, save manpower and financial resources when repairing and replacing, and avoid worries.

However, having a car extended warranty is not the same as car insurance, and there are still essential differences between the two. The full name of automobile extended warranty is "automobile extended warranty", which is a paid extension of the warranty of the whole vehicle or some important parts after the automobile exceeds the warranty period. Automobile insurance is the loss of vehicle property caused by natural disasters and accidents. In other words, the car was hit and scraped by someone else, and a traffic accident happened. You need insurance. If the car's three-year warranty expires and there are problems in the fourth year, at this time, the extended warranty can play a role.

Question 2: What does the extended warranty mainly cover?

The scope of extended warranty is very wide, and the extended warranty schemes provided by different car companies and dealers are also different. Generally speaking, there are all kinds of vehicles or parts, mainly including six systems of vehicles such as engine, gearbox, transmission system, braking system, fuel system and electrical system. And the price is usually within several thousand yuan. Most consumers will choose to lengthen the "three big parts" of the car, namely the engine, gearbox and transmission system.

Q 3: Should novice car owners buy extended warranty?

Generally speaking, new cars will have the warranty period of the automobile manufacturer. According to China's three guarantees, all cars on the market must provide a warranty period of not less than 3 years or 60 thousand kilometers. But it doesn't mean that the owner can repair the auto parts at will during the warranty period. Because not all accessories are guaranteed within 3 years or 60,000 kilometers, some important parts, bulky items and comprehensive warranty period will be separately indicated in the warranty contract.

Therefore, car owners can decide whether to purchase extended warranty service according to the warranty period of these important components and their own economic situation.

If the vehicle has the following conditions, it is recommended to purchase an extended warranty:

1,? Some automobile brands and models have centralized complaints, such as engine cylinder explosion, oil burning and insufficient charging of new energy vehicles. Explain that this model is likely to have problems in research and development, and it is necessary to purchase an extended warranty to relieve worries.

Second,? High-end cars or high-end models, it is recommended to buy extended warranty, and the general maintenance costs are higher. Therefore, purchasing the extended warranty in advance can effectively reduce the high maintenance cost in the later period and effectively control the budget.

Third,? Novice drivers, if there are many cars, it is best to buy an extended warranty. The life of important parts of a vehicle is closely related to the habit and time of using the vehicle. If you are a novice driver or use a lot of cars for a long time, it will accelerate the wear and tear of the car. Therefore, in order to worry about the car after the problem, I bought a car extended warranty in advance.

Q 4: What should I pay attention to if I buy it?

Before buying, we must first understand who will bear the extended warranty service, whether it is a 4S shop or a car manufacturer. There are two modes of cooperation in the extended warranty service of 4S stores. The first mode is a third-party extended warranty company or 4S store, which directly provides extended warranty. The second is that car manufacturers sell through 4S stores and provide extended warranty for car owners.

This is related to whether the vehicle should go to the designated 4S shop for extended warranty. Generally speaking, if the 4S shop is an extended warranty service provider, it can only be repaired in this shop in the later period of extended warranty service. This situation is very troublesome for consumers who buy cars in different places. Whether the manufacturer is an extended warranty service provider, it is also necessary to find out whether it is a nationwide warranty, or whether it is limited to local dealers or designated third-party repair shops.

In addition, when signing an extended warranty contract, you need to keep your eyes open and see clearly the extended warranty scope marked in the contract, especially the inconspicuous terms such as remarks. Because, even if some models are fully extended, there are more than a dozen wearing parts that are not covered by the extended warranty.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.