Which interest rate is higher when borrowing money from vivo wallet and Du Xiaoman?

It depends on how much money you borrow.

The vivo wallet page has launched a loan item. Entering the borrowing page shows that the maximum loan amount is 50,000 yuan, and the daily interest rate starts at 0.048%. According to feedback from friends who have recently submitted vivo loan applications, the interest rate of this loan is not very high. If you apply for 1,000 and use it for 12 months, the total interest will be around 1,199.52. However, the specific actual interest rate is based on the actual rate at the time of borrowing. The interest rate shall prevail. The maximum loan amount that Du Xiaoman can borrow is 200,000 yuan, with daily interest rates starting at 0.02% and annualized interest rates starting at 7.2%. The minimum interest rate for a loan of 10,000 yuan per day is only 2 yuan.

vivo Wallet Loan is also a new product that has been launched recently. The sources of funding are Ma Finance, Zhongan Insurance, etc. The application will be subject to a credit check and credit report. In fact, many users who use vivo mobile phones should have received invitation text messages, but receiving the text message does not mean that they can 100% make a payment, and it must be reviewed.