How to operate CITIC Bank's letter-second loan mobile phone? Please keep this loan strategy.

Second-letter loan is an online consumer loan of CITIC Bank, which can be handled on the mobile phone when the payroll customers and mortgage customers of CITIC Bank meet the requirements. Many people want to know how to operate the second credit mobile phone. Here is an introduction to the application, signing, withdrawal and repayment process of second credit mobile phone.

First, the application process of letter-second loan mobile phone:

First of all, the lender needs to download the CITIC Bank APP on the mobile phone, register CITIC Tong and log in;

Then, click "Evaluate Now" in the loan column on the home page of mobile banking;

Then, according to the page prompts, complete identity verification, supplement personal information, and obtain the credit line of the second credit. After the credit line is issued, you need to sign a contract with British certification within 24 hours before you can withdraw money.

It should be noted that if the lender is a taxpayer, CITIC Bank needs to be authorized to inquire about personal tax information in the official account of WeChat in the local tax center; If you are a depositor of provident fund, you need to bring your ID card to CITIC Bank outlets in advance to collect personal information.

Second, the second credit loan mobile phone withdrawal process:

The credit line is only 24 hours. Lenders can enter the mobile banking-credit page to initiate a withdrawal application within the validity period. After the withdrawal, the money will be directly transferred to the submitted collection account, which can be received in real time at the earliest.

Three. Second loan mobile phone repayment process:

1. Log in to mobile banking, click Home-All Services-Loans-My Loans-Loans Issued, click the loan agreement number and select "Repayment";

2. Enter the repayment information filling page, enter the amount, and use uk to verify the completion of the operation to complete the repayment.

Note: On the repayment date of the principal or interest of the second loan, the system will deduct the payment twice in the morning and evening, and the cardholder needs to deposit the money into the repayment account on the repayment date of bank deduction. For loans with insufficient balance for the first deduction, a repayment reminder message will be sent after 8: 00 on the same day.