Signs of CGB credit card withdrawal

Signs of CGB credit card withdrawal include: often providing users with temporary quotas; Some customer service staff called the user and said that they would increase the fixed quota for the user; Users receive SMS notifications related to withdrawals, etc. As long as the above symptoms appear, the success rate of CGB credit card withdrawal is still relatively high. Of course, the withdrawal needs to be reviewed by Guangfa Bank, and the user does not meet the withdrawal conditions. Even with the above symptoms, withdrawal will eventually fail.

Users need to keep good repayment records and credit records, so as to diversify their consumption records as much as possible, so that credit cards will always get the opportunity to withdraw money.

1. Guangfa Credit Card has a three-month withdrawal period and a half-year withdrawal period, and it is not a long-term withdrawal period. (Similar to Agricultural Bank and China Merchants Bank) Three-month withdrawal is usually a high-quality customer with high system score. It must be that the bill above is beautiful, has spending power and contributes appropriately, so the comprehensive score is high. But still maintain the correct posture.

If you keep your posture for six months, your spending power will be better. You may change to March. If your posture is wrong, the third kind will not be mentioned for a long time, so you don't have to worry about time, just mention it, and the range of six months will be even greater at around 40%.

Amount to be raised: In general, the proportion of large-scale consumption is high = the scope is large. The first retracement with low initial limit is generally 100%, followed by 15%-40%.

2. It is not recommended to divide the credit card into stages, because its pre-payment amount is low and it cannot reflect the spending power. When it is steadily increased to about 20K, it can be phased appropriately according to its own capital needs/within one year. However, even in stages, at least half of the available funds should be reserved for consumption. There is also full repayment, which makes the bank feel that the funds are safe.

3. The gold card of Guangfa Credit Card is easy to withdraw cash, which has great potential, while the platinum card is difficult to withdraw cash. Because the platinum card has a high card amount, higher integral requirements, or stronger spending power. Everyone's spending power is different. For example, in three grades, the monthly living expenses are 5000- 1000-20000 or even higher. Those who spend 5000 files should always make good use of their gold cards, and those with strong spending power can be considered.