What is the situation of refusing to pay by white flash?

Why can't Bank of Shanghai pay by white note?

1. If the user can no longer use the IOUs because the available amount has reached the upper limit, it is suggested to change to other payment methods for consumption, and do not use IOUs for the time being.

Second, if the current order consumption fails to pass the comprehensive evaluation of the system, it will also lead to consumption failure. Note: You can check whether there are overdue IOUs. If there are overdue debts, you need to pay them back as soon as possible, and then see the new results after system evaluation within 10 working days.

Third, you can consult the official customer service. Is it because Shanghai Bank is maintaining and upgrading the system, so it doesn't support it now? If this is the reason, you can try again later.

White card is a joint venture between JD.COM Platform and Shanghai Bank, and it is an installment card that can be bound to third-party channels for payment.

First, how to use the white card?

Users can bind the white card (Shanghai Bank Savings Card) to WeChat, Alipay or mobile phone pay for payment. When choosing the white card option, it will be automatically phased according to the installment set by the user and directly deduct the consumption quota.

Second, why did Baika refuse to trade?

1. There is a quota limit for the issuance of white cards, and the specific quota is determined by the system evaluation and review of JD.COM Platform. If the user's current consumption reminder has been restricted, it means that continued use is not supported and can only be replaced by other payment methods.

2. The user's current blank has been closed, and blank and blank cards cannot be used. If you want to resume the use of IOUs, users need to log in to Jingdong Financial APP and wait for the system review. The results of the review cannot be artificially interfered. If the audit fails, the user can wait 30 days and try again.

3. There are restrictions on the function of white card, and services such as WeChat balance recharge, credit card repayment and fund purchase are not supported for the time being.

The bank rejected the deal. Please contact the bank customer service. Can it still be used in the future?

If the bank refuses to trade, it shall consult to understand the relevant reasons and apply for recovery after solving the problem. When a bank refuses a transaction during the transaction, it is necessary to first find out the reason for the refusal, perhaps because the amount of the transaction exceeds the remaining amount in the bank card of the party concerned.

1, white flash payment is paid by white line, so you can check whether your white line is normal.

2. Check whether the use is in compliance. White note flash payment can only be used for supported merchants, and does not support transfer, red envelope or payment to individuals, nor does it support virtual goods and recharge transactions.

3. There is a limit on the amount of payment for white flash payment. Daily limit 1 1,000 yuan, annual limit of 200,000 yuan. You can't use it if you exceed the limit, and users can only change to other payment methods.

How is the off-line consumer payment of JD.COM White Strip Flash Payment rejected by the bank?

1, the credit card limit is too large: there is a daily limit for short-term payment of IOUs. Online trading, daily limit 1500 yuan, monthly limit 3000-5000 yuan. This limit can be adjusted at any time. If you receive a short message from Jingdong Finance at the time of consumption, indicating that the limit has been exceeded, then you can't make white flash payment this month, and you can switch to other payment methods.

2. Insufficient amount: Always pay attention to the amount of white-note flash payment. At present, the consumption account supported by white flash payment is white line. If the amount is insufficient, it can be recharged or repaid before consumption.

3. Repeated deduction due to transaction failure: If you use the IOUs to flash the deduction twice, the system will automatically refund it within 3 working days, and then you can check whether the IOUs limit is restored.

Extended data:

Precautions:

At checkout, you can use any one of UnionPay, China UnionPay, AutoExpress, apple pay or Huawei wallet logo to realize flash payment.

The use of white flash payment is actually the payment function of these three mobile phones. However, the fee is paid directly by JD.COM IOUs, which is similar to credit card payment. Remember to repay in time.

Since the amount of white flash payment is the same as that of white * * *, the available amount of offline consumption of the holder of white flash payment account does not exceed his existing amount of white flash payment.

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Baidu encyclopedia-jingdong payment

What is the reason for the failure of the JD.COM white note flash payment transaction? So many people don't know!

; ? In addition to white bars and gold bars, JD Finance also launched a new service called "White Bar Flash Payment", which can use the amount of white bars for offline payment. However, many borrowers reported that they found that the transaction failed when they used the white note flash payment. What happened? I consulted JD.COM Customer Service and summarized several reasons.

1, credit card limit is too large.

There is a daily limit for short-term payment of IOUs. For online transactions, the daily limit is 1500 yuan, and the monthly limit is 3,000-5,000 yuan. This limit can be adjusted at any time. For online transactions, everyone's quota is different. A borrower said that he bought a bracelet in a gold shop, and the amount of white bars was enough. He tried to scan the code for one-time payment 1300, but the result failed. The customer service said that the credit card limit was too large, so he could make it smaller or try again another day.

Warm reminder: If you receive a short message from Jingdong Finance when you spend money, indicating that the limit has been exceeded, then you can't make a white flash payment this month, and you can change it to other payment methods.

2. Insufficient quota

We should always pay attention to the amount of white note flash payment. The consumption account supported by white flash payment is white amount. If the amount is insufficient, it can be recharged or repaid before consumption.

Warm reminder: From June 8, 2065438+08100 18, the short-term payment of IOUs does not support small treasury payment. If the debit amount is insufficient, the transaction may fail.

3. Are there any expired ones at present?

If the IOUs are overdue, the IOUs flash payment function will be closed, and Jingdong Finance will evaluate whether to reopen within 10 working days after the overdue debts are paid off.

4. Repeated deduction due to transaction failure.

If you use the debit card to pay the deduction twice, the system will automatically refund it within 3 working days, and then you can check whether the debit card limit is restored.

The businessman didn't receive the money.

After the payment is made by flash payment of IOUs, if the merchant indicates that the payment has not been received, but the account shows that the IOUs amount has been deducted, as the reconciliation time between JD Finance and UnionPay and the merchant is T+ 1, the IOUs account will normally automatically restore the amount within 1-3 working days to complete the refund.