How to use SMS to query consumer bills and how to calculate the minimum repayment amount of CCB credit cards?

CCB credit card SMS query operation is as follows:

1. Inquire about the current bill of CCB credit card: the last four digits of CCZD# card number are sent to 95533, and the amount and repayment date of the latest bill of the designated card can be inquired;

2. Inquire about the credit card balance of CCB: send the last four digits of the CCYE# card number to 95533 to inquire about the account balance of the designated card as of the time of sending the SMS;

3. Inquire about the credit card limit of CCB: the last four digits of CCED# card number are sent to 95533, which can inquire about the available limit and available cash limit of the designated card as of the time of SMS sending;

4. Inquiry about credit card points of CCB: Send the last four digits of CCJF# card number to 95533 to inquire about the points of the designated card and the total points of the card under your name as of the day before sending the text message.

The minimum repayment amount of CCB credit cards generally includes the following aspects:

The consumption amount within the credit line × 10%+ the cash withdrawal amount of the credit card × 10%+ the unpaid part of the previous minimum repayment amount × 100%+ the transaction amount exceeding the credit line × 100%+ all expenses and interest × 100%. Non-cash withdrawal transactions of CCB credit cards include installment payment transactions, ordinary credit card consumption transactions and online credit card transactions.

Tip:

If the calculated minimum repayment amount is lower than that of 200 yuan (or USD 50/Euro), the minimum repayment amount is 200 yuan (or USD 50/Euro).

If the total amount payable is lower than 200 yuan (or USD 50/Euro), the minimum amount payable is equal to the total amount payable.