Why didn't the dunning text message say which bank it was?

He didn't say which bank. If you are not sure, it is not normal. Probably a fishing scam. Do you know how many people have overdue online credit cards in this epidemic? Many people live in fear of being called every day, and they can't remember how many loans overdue there are. These scammers use their psychology to get their phone numbers and start sending short messages to inform them that they are overdue. Many people believe it, owe money, and pay back the money step by step according to their own words after taking the bait. As a result, they can't tell whether they really paid back the money or were cheated or not.