Yin gu pu hui overdue short message

According to China's judicial interpretation, the interest rate of private lending with an annual interest rate of 24% ~ 36% has only the ability to safeguard creditor's rights, but not the ability to enforce them. To put it bluntly, if you don't give the other party this interest, the other party can't go to court to sue, and the court won't make a judgment. Interest rates over 36% are totally illegal. Even if you have paid, you can sue the court for unjust enrichment.