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What is the loan interest rate of Shenzhen Citibank?
There is no uniform standard for the loan interest rate of Citibank in Shenzhen. Citibank will increase a certain percentage based on the benchmark interest rate announced by the People's Bank of China according to the loan type, loan term and the borrower's credit status.
At present, the benchmark interest rate of the central bank is:
I. Commercial loans:
1, the loan term is within one year (including one year), and the interest rate is 4.35%;
2. The loan term is one to five years (including five years) and the interest rate is 4.75%;
3. The loan term is more than five years and the interest rate is 4.90%.
Second, provident fund loans:
1, the loan term is less than five years (including five years) and the interest rate is 2.75%;
2. The loan term is more than five years and the interest rate is 3.25%.
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