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How to check the bank card balance?
To query the bank card account balance, there are the following common query methods:
1. ATM or bank counter inquiry:
The cardholder can use the bank card to check the balance of the bank card account at the ATM of any bank, insert the bank card into the ATM of that bank, and then enter the password to check the balance.
Cardholders can directly bring their valid identity documents and bank cards to the counter of the issuing bank's outlets for inquiry, and hand them over to the bank staff, who will help them to check the balance of the bank card account after verifying their identity.
2. SMS query
Send a short message to the issuing bank, and after verification, you can receive a short message notification of the bank balance.
3. Mobile banking inquiry
Install the mobile banking app of the issuing bank on the mobile phone. After registering and logging in, find the bank card account and click Enter to find the account balance. Take the mobile app of China Merchants Bank as an example. The operation steps are as follows:
The running environment is iPhone 13 mobile phone, iOS 15.4 system, and China Construction Bank mobile APP version app5.7.0.002.
Enter the password to log in to the mobile app of China Construction Bank.
Click Home-Accounts.
Enter the account page and you can see the account balance.
4. Telephone inquiry: Call the customer service hotline of the issuing bank, and the customer service telephone number of the bank can be seen on the card face of the bank card. After dialing, it will be transferred to manual service according to voice prompts. Then, after the customer service verifies the identity of the cardholder, tell the customer service that you want to check the bank account balance, and then the bank customer service will help us check the bank account balance.
The above are several common methods to check the balance of bank card accounts. In addition, some friends have opened the SMS reminder function when handling bank cards. If the cardholder opens the SMS reminder function, whenever the bank card funds change, the bank will send a SMS to inform the cardholder of the change in the balance. Therefore, cardholders with SMS reminder function can also check the account balance by checking the SMS sent by the bank.
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