What determines whether a person has money or not?

In modern society, whether a person is "poor" is not determined by his innate material conditions, but by their way of thinking. The way of thinking of the "rich" has one thing in common: they can often stand on high places and have a big pattern.

Douban netizen hemp fiber shared a story:

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I have a college classmate with a very good personality. He will take care of people and won't lose his temper. The key is to stay calm. After in-depth communication, she told me: "In fact, my personality is quite good, mainly because I feel inferior and am afraid of offending anyone, so I can only be good to everyone."

I asked, "Why do you feel inferior? Do you study so well? " She said shyly, "My family is very poor, and all the money for going to college is borrowed. You can't eat well or wear well, especially when you go to college. Seeing so many glamorous people, I feel very humble. "

Also, almost everyone in school has a laptop, and most people already have a smart phone, but she doesn't have a computer or a mobile phone. The only way for her to communicate with the outside world is through hearsay.

The advantage of this is that she can devote herself to her study, and she has done quite well, and she can get a national scholarship every year.

The first time I heard that she had won a scholarship, I was even happier than her-she could use the money to buy an ordinary computer or a smart phone, so that she could learn about the outside world online.

But as a result, a year passed and she didn't buy anything. One day, I asked her, "How did you spend your scholarship?" She looked surprised and said, "How to spend it? It's too late to pay the bill now. In addition to tuition, my parents have to pay back the money they borrowed. "

In the second and third years, she still didn't buy anything to help her family pay off debts, and her brother got married and bought a house for various reasons.

In her senior year, she decided to take the postgraduate entrance examination. In order to save two or three hundred yuan for the real question, she spent more than a month rummaging through all the materials in the school electronic reading room. After the exam results came out, she won three national prizes and had to wait for the second interview notice. However, because there was no computer, it was inconvenient. In the end, she was half an hour late for the school transfer, and the quota was full, so she could not register.

Finally, she returned to her hometown, became a teacher, and took the postgraduate entrance examination while working, because she had a salary to support herself.

If it weren't for this month's time to find information, her grades might be much higher; If she had a smart phone, she might not have missed this message.

This is the so-called "thinking difference". Because I have always been poor, I always think of money first. As we all know, the more you think about money first, the more you lose the opportunity to earn more money.

I also have a good friend who is much poorer than her. She doesn't study as well as she does, so she can't get many scholarships. But he invested all his money in himself.

That year, he decided to enter the Beijing Film Academy. He took out all his money, went to Beiying to attend an expensive remedial class, traveled back and forth between the school and Beijing more than a dozen times by train, and then took an exam.

Now, he spends at least 1000 yuan to write film reviews, and after one year, he can basically have the rest of the money for his family.

Many people say that only rich children can go to schools like Beiying and Chinese Opera, but my good friend, an out-and-out pauper, is not afraid at all and turns around by himself.

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The thinking of the poor does not mean that the poor only have ideas, but will lead to poverty and getting poorer and poorer.

For example, if you earn 500 yuan a day and it takes one day to clean the house, please ask your aunt to clean the house. What would you do?

Seeing this, most people may think that, of course, they hired someone to clean up.

But in fact, most people choose to clean themselves.

Rich minds buy time with money, while poor minds buy money with time.

Give a realistic example: many people will face the problem of renting a house after graduation-so should we choose a house close to the company but expensive or a house far from the company but cheap?

The Man of Diers and the director of Pancake Man, Dapeng, shared an interesting experience:

"When I first came to Beijing, I had a suite in the suburbs, but I never lived there. When my company was in Chang 'an Avenue, I lived next to Chang 'an Avenue. My company moved to Wudaokou, and I moved to Wudaokou to have one more chance than others.

When the editor-in-chief needs someone, just ask me to come to the company first, and then I can handle it perfectly. "

Like renting a house, many so-called "money-saving tricks" in life are actually pits that you have not discussed:

I don't want to spend money on reading, so I search online for piracy. Have you calculated the time cost? Moreover, these free things will be bundled with countless rogue software, which will waste a lot of time to clean up, and it is also possible that viruses will completely crash your computer;

You enter a few dollars of mobile phone number, get coupons that may not be used at all, and have to endure endless spam messages from now on;

I want to watch a movie, and I watched it for several hours in various group buying apps before deciding which ticket to buy;

I'd rather put up with the first 120 second advertisement (now this advertisement is interrupted crazily in the middle).

Suppose the annual video website fee is 198, which is about 50 cents a day.

You seem to save 50 cents a day, but your leisure time is 50 cents a day.

Your boss asked you to work overtime, and you said you would go back for entertainment. The boss can throw you fifty cents: your entertainment time is worth fifty cents, and I will give you fifty cents to work overtime!

Your boss is not exploiting you, you are exploiting yourself.

You think your time is worthless. Who will treat you as valuable?

When you cherish time, you don't spend it on saving money, but investing in yourself.

A person who is unwilling to spend money on himself will certainly suffer in the interview and promotion.

What the boss cares about is: what knowledge you have, what you look like, whether you dress appropriately, and whether your vision is broad. And all these require you to invest in yourself.

You will find that all enterprises now do not take sweatshops as the concept, and will try their best to make their employees comfortable. Google, Apple and Microsoft all try their best to provide benefits for employees to enjoy, instead of making them frugal in the company. Companies that are stingy with their employees will never go public.

People and provinces can't develop, and enterprises and provinces can't go public. Ma Weiwei

Making money is for a better life. Don't sacrifice the chance of a better life to make money.

Yes, many things, such as hobbies, watching a movie with friends on weekends and skin care, seem "unnecessary" and "unnecessary".

But ah, if people live according to "necessity", what is the difference between you and animals? Everyone is exactly the same.

We often say that money should be spent on the cutting edge-but whether a person can earn money back depends on whether he learns or not. Learning needs to go through a process, and then there is a basis for thinking. "Why did I spend this money instead of that money?" The judgment of whether it is worthwhile or not comes from one thing-that is, we have to learn, how to learn, and learning costs money.

The most precious thing in life is time, not money. What's really terrible is that you can't earn it back in limited time.

If you are 80 years old, multiply 80 years old by 365 days a year, and you have about 30,000 days. Isn't it scary? We have lived for 80 years, but only about 30,000 days.

These 30,000 days, from the moment you were born as a baby, these 30,000 meters began to take off.

Thirty thousand dollars is very small. If you go out and wander for a year now, you will feel uneasy if I say I will only give you 30 thousand. Do you think that's enough?

As a result, you are not a year, you have been wandering for 80 years, and I put 30 thousand days in your pocket.

Besides, the concept of 30,000 days is different from that of 30,000 yuan. Thirty thousand dollars costs one dollar, and you'll get it when you earn it back; A second after 30 thousand days is a second, and you can't earn it back by all the methods in the world.

Therefore, the preciousness of time is the most irresistible expense.