How to adjust the credit card limit of China Construction Bank?

CCB's credit card adjustment method is as follows:

1. Mobile Banking: Log in to CCB Mobile Banking and click Credit Card-Line Adjustment.

2. WeChat: Pay attention to the official WeChat account of China Construction Bank, bind the credit card, and click Credit Card-Line Adjustment in turn.

3. SMS: Use the mobile phone number reserved in CCB to edit the SMS "Amount Adjustment" or "Last 4 digits of CCTE# card number # Amount to be Adjusted" and send it to 95533.

4. Online banking: log in to online banking, bind the credit card and click "Credit Card-Credit Card Limit Adjustment" in turn.

Extended data:

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.

Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

References:

Credit card limit-Baidu Encyclopedia