How to increase the transfer amount with ICBC's first-class debit card?

There are two ways to increase the debit card transfer amount of ICBC. First, you can modify the transfer limit through ICBC online banking, and then modify the transfer limit through ICBC mobile banking app. Both of the above methods can modify the amount you want, but you can't exceed the maximum amount.

I. Adjustment Method of ICBC Mobile Banking Transfer Limit

1. Modify the transfer limit through ICBC online banking.

(1) Log in to ICBC's personal online banking.

(2) Then click "My Online Banking".

(3) Click "My Account" after entering, and the added online banking related cards will be displayed on the page.

(4) Click "More" on the right, and then click the "Set" button on the right of the card limit setting.

(5) After entering, select "Custom Settings" and click "Next".

(6) Set the limit according to the demand, and finally click "OK".

2. Modify the transfer limit through ICBC Mobile Banking app.

(1) Open your own ICBC mobile banking on your mobile phone, log in and click the ICBC electronic payment button in the home module.

(2) After entering the interface, click the payment limit icon above.

(3) Display the current payment limit setting. In the amount modification interface, modify the limit according to your own needs, and then click Next.

(4) Enter the received verification code, and it can be modified successfully after submission.

Two. Specific limit of ICBC mobile banking

If you transfer money through the mobile banking channel, the amount of different authentication media is different. You can apply for a cipher or a U shield. The specific amount is as follows:

1.u shield: the default single amount is 1 10,000 yuan, and the daily cumulative amount is 5 million yuan; The maximum single amount is 500 million yuan, and the daily cumulative amount is 2 billion yuan;

2. Electronic cipher: 200,000 yuan for a single transaction, with a daily accumulative total of 6,543,800 yuan;

3. Password card: single transaction 1000 yuan, with a daily cumulative of 5,000 yuan;

4. Visa-free: 2,000 yuan for a single transaction, one day;

5. SMS verification payment: the daily cumulative amount of a single SMS is 6.5438+0 million yuan (up to 20,000 yuan), and the monthly cumulative amount is 50,000 yuan.

In addition, according to the regulations of the People's Bank of China, ICBC personal bank accounts (excluding credit cards) can be divided into Class I accounts, Class II accounts and Class III accounts. Among them, Class I accounts are full-featured bank accounts with the largest access rights, and have the functions of deposit, purchase of wealth management products, transfer, consumption, payment and cash withdrawal. , and can open a savings card or current passbook.

The mobile terminal of mobile phone series is iPhone or Android smart phone. The version of iOS system should be above 4.0, the version of Android operating system should be above 2.0, and the version of ICBC is 6. 1. 1.0.0.