What are the requirements for applying for a black card of China Bank?

China Bank Black Card Application Conditions: China Bank Black Card adopts invitation mechanism. Only when the bank's assets reach more than 8 million and its annual income reaches more than 654.38+10,000, cadres above the deputy department level in administrative institutions or formal employees of China Top 500 can be invited.

The Bank of China issued two kinds of black cards. One is the Great Wall American Express Card, which is specially designed for customers with bank assets of more than 8 million. Not only the overdraft amount is huge, but also enjoy VIP service in banking business. The other is the China Bank Unlimited Card, and the access conditions are much higher than the Great Wall American Express Card. Specially set up for people above the national rich list, with unlimited overdraft limit. China Bank's black card is not required to be applied for by itself, and it is a kind of card automatically issued by the bank after evaluating the assets of customers.

I. Black Card Line of China Bank

Bank of China has launched unlimited credit cards for high-end customers. The card face is black and the overdraft limit is between 3 million and 6 million. Although it is called unlimited credit card, there is still an upper limit on the fixed amount of the card. According to the credit qualification of the cardholder, the actual amount of the card will be different. But as a high-end credit card, the rights and interests of the card are still very exciting.

Second, the definition of bank card:

1. Bank card is a credit payment tool issued by commercial banks and other financial institutions and postal savings and remittance institutions to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank cards include credit cards and debit cards.

2. A savings card is a financial transaction card issued by a bank to provide financial services to depositors, which belongs to a debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines. As can be seen from the definition, the savings card belongs to the debit card category in the bank card, that is, the bank card includes the savings card.

Three. The difference between the functions and uses of bank cards;

1. bank card, a credit payment tool with all or part of functions such as consumer credit, transfer settlement, cash deposit and withdrawal;

2. Savings cards can be used to deposit and withdraw money at networked ATMs and bank counters, and can also be used for consumption at networked POS machines.

Four. Precautions for bank cards

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.