How to use Ping An credit card for loan?

How to get a loan with Ping An Credit Card?

Ping An Credit Card can provide you with a variety of loans, such as bill installment, single consumption installment, premium installment and special reserve fund for consumption. Let's talk about how to borrow Ping An credit card loans through bill installment and special reserve for consumption.

Bill installment payment

At present, there are three application methods for bill installment, namely, telephone application, online banking application and SMS application. The specific operation process is as follows:

(1) Telephone application: Call Ping An Credit Card Customer Service, and switch to manual operation → apply for bill installment → wait for customer service to verify identity → inform loan amount and term → wait for SMS notification result.

(2) Online banking application: log in to Ping An Credit Card Online Banking → click "Financing by Stages" and select "Bill by Stages" → select the installment bill and installment time according to your own needs.

(3) SMS application: The cardholder receives the invitation SMS of Ping An Credit Card bill installment → confirm the installment amount and installment time → reply to the installment application instruction according to the content of the SMS.

Special reserve for consumption

The special reserve fund for consumption is a cash loan product provided by Ping An Credit Card for cardholders. The loan amount is 2000-300000 yuan, and the loan period is 6, 65, 438+02, 65, 438+08 or 24 installments.

The loan process is as follows: log in to Ping An Credit Card online bank → enter "installment financing" and select "special reserve fund for consumption" → fill in the loan amount, term and purpose → enter the transaction password and dynamic SMS password → wait for the audit result of Ping An Credit Card system.

How to use Ping An credit card for loan?

If you have a Ping An credit card, you can try to apply for a special reserve fund of Ping An Bank and a large amount of credit card consumption, which can be called a credit card loan. Generally, cardholders can submit applications and materials to Ping An Bank with a good credit record and no bad overdue records, and they can get loans after approval.

What are the loan terms of Ping An Credit Card?

Ping An Credit Card Loan Conditions:

1. If you want to apply for a Ping An credit card, you must be at least 18 years old and have full capacity for civil conduct.

2. The applicant must hold a valid certificate to prove his identity.

3. Only applicants with good credit can successfully apply for Ping An Credit Card, and applicants cannot have bad credit records.

4. The purpose of the loan should be clear, and it should be clear where the actual loan needs to be used, rather than meaningless loan behavior.

We must agree to some other conditions put forward by Ping An Bank.

If the applicant meets the above conditions, he can apply for a Ping An credit card loan.

How to get a loan from Ping An Bank?

Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new loans are unsecured and unsecured credit loans, with simple procedures and quick approval. Generally, the approval will be completed within 1-3 working days, and the loan will be released within 1 working day at the earliest, with the amount of 300,000-500,000, and the age requirement is 23-55 years old.

If you need funds, please apply for our loan directly through the official channels of Ping An Bank. You can log in to Ping An Pocket Bank APP- Finance-Loan to understand and try to apply.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

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Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

It's best to put forward all the suggestions on demand, and the risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

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Staging music can be borrowed up to 50 thousand!

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What loan can Ping An Credit Card use?

Ping An Bank provides a variety of loan services and products to meet the needs of different customers. Holding Ping An credit card (debit card) can apply for credit consumption loan, oxygen loan, spiritual fund, special reserve fund for consumption, preferential enjoyment fund, companion enjoyment fund and other loan products. But if you can pass the loan review, it still depends on your personal credit. Only one credit card (debit card) cannot guarantee a loan of 65,438+000%.

Need to be reminded that to apply for a loan from Ping An Bank, you need to check the credit information, and you will also check the credit information after the deadline, so you must repay the loan on time and maintain a good behavior of using money.

So much for the introduction of how to borrow Ping An credit card.