How long does it usually take to approve a car loan?

First, how long does it usually take to approve auto loans?

If the application materials submitted by you are complete, it will take about 15 working days for our bank to approve the loan, because each customer's situation will be different because it involves evaluation, mortgage registration and other links; Please contact the handling branch or loan account manager directly to confirm the specific lending time, review status, processing progress, loan cancellation and other matters.

2. How long does it take to approve the bank car loan?

It generally takes about 15 days for banks to review car loans. If the borrower passes the examination, the bank will send a notice. The process of handling car loan in the bank is: 1. Bring relevant materials to the bank outlets to apply for loans; 2. The bank investigates the materials and then approves them; 3. After approval, the borrower signs a contract with the bank; 4. The borrower handles notarization, mortgage and other procedures; 5. Bank loans. : Lending process after the car loan application is approved: 1. First, pay the down payment in the 4S store (this is the first step for you to prove the payment credit to the bank). You will receive a credit card from the bank in a few days. After waiting for a week or so, the bank sent a short message to inform you that the loan has been credited to your account. Then you take this card and pay by credit card in 4S shop. The money is directly remitted by the bank to the 4S store and cannot be consumed or withdrawn elsewhere. 4.4S store has already withdrawn money, plus the down payment you paid before, so 4S store has received the full amount. In theory, you can take the car (of course, it is best to decide to wait for a good card before picking up the car). What is left is your loan relationship with the bank. Reasons for slow approval of car loan: 1, personal data is incomplete. Car loan business requires car buyers to have household registration books or real estate licenses, as well as a series of certificates. If there are errors or problems, it will affect the approval time. 2, down payment Today, most car buyers choose a loan ratio of 40% to 60% of the car price. Too low down payment will affect the approval speed. 3. Under special circumstances, if there are policy reasons, the quota of institutions or banks will be insufficient. You may have to wait in line for a while, and take the initiative to contact the account manager to ask about the approval progress. First: the real estate license of the borrower is only proof of property and will not be mortgaged. Second, it depends on which financial institution you use. If it is a financial company with a car brand, it will be much simpler, and it will be completed within 5 working days from submitting the information to picking up the car. Third: there are two kinds of bank approval, one is credit loan, but it is not exactly the same as the fastest reply. After the approval of the bank, you pay the down payment, and the bank will help you pay off the rest of the money to the 4S shop, so you can pick up the car. The period of such loans is 4-5 working days. The other is mortgage loan. After you pay the down payment, the 4S store will issue an invoice. After you sign the card with the invoice, insurance policy, certificate of approval and ID card, give the information to the 4S shop, and the bank will lend it to the 4S shop after completing the mortgage formalities. The loan period of this kind varies from 5- 12 working days, and each bank is different.

3. How long does it usually take to get a car loan from China Construction Bank?

There is China Merchants Bank in your city. You can try to apply for a loan through China Merchants Bank. If complete application materials are submitted, the approval time of mortgage registration is about 15, and the situation of each customer is different. Please contact the handling outlets directly for confirmation on the specific lending time and other related information.

Please call 9555-8 to enter the labor service for more information about the loan.

Fourth, how many days does it take for a bank loan to buy a car?

The basic process of applying for car purchase by installment with Longka credit card is:

(1) The customer first selects a car at the dealer and tests it, and negotiates with the dealer to determine the purchase price;

(2) Show your credit card and ID card, and fill in the installment payment application form;

(3) Distributor submits customer application materials to CCB;

(4) After the application is approved, the customer pays the down payment to the dealer and goes through the relevant formalities;

⑤ After receiving the dealer's notice to pick up the car, pay the final payment by credit card and pick up the car;

⑥ Repay by monthly installments through Longka credit card. After submitting the information, you need some time to pay the down payment. After the down payment is completed, it will take some time for the credit card exclusive quota to arrive. As far as I know, it will take about 2 weeks altogether. Because there are many loans to buy a car now, the bank's monthly loan amount is not enough, so the loan time will be slightly two days later. If the exclusive quota is in place, I will inform you by SMS. After receiving the text message, you can take your credit card to the 4S store and swipe your card to take the car home.