Can the car loan be settled after the overdue court session?

Loans overdue went to court. Can we still discuss it?

Loans overdue is in court, and negotiation is still possible.

China's Civil Procedure Law stipulates that a civil dispute brought by a party to a people's court should be mediated first, unless the party refuses to mediate. When trying a civil case, the people's court shall, on the basis of clear facts, distinguish right from wrong and conduct mediation on the basis of the principle of voluntary participation of the parties. Mediation by the people's court may be presided over by a judge or a collegial panel, and it shall be conducted on the spot as far as possible. When conducting mediation, the people's court may notify the parties and witnesses to appear in court in a simple way.

legal ground

Article 122 of the Civil Procedure Law of People's Republic of China (PRC) (revised 20 17) A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Can it be settled after the overdue court session?

An out-of-court settlement can be made before and after the trial, provided that both parties reach an agreement; Court mediation can be conducted before the trial, during the trial and before the final judgment. Court mediation is a necessary procedure stipulated by law, and the court must do it. For civil cases brought to the court, both parties can settle by themselves. Self-reconciliation refers to the settlement of problems through out-of-court consultation between the two parties, without the participation of the court. If a settlement agreement is reached, the plaintiff shall apply to the court for withdrawal of the lawsuit.

legal ground

Article 50 of the Civil Procedure Law

For civil cases brought to the court, both parties can settle by themselves. Self-reconciliation refers to the settlement of problems through out-of-court consultation between the two parties, without the participation of the court. If a settlement agreement is reached, the plaintiff shall apply to the court for withdrawal of the lawsuit.

My car loan has not been paid back, and now the bank has sued the court. Can it be settled through court consultation?

Hello,

Glad to answer your question,

You say.

The car loan was not paid back,

Now the bank has filed a lawsuit with the court.

Can this issue be negotiated through the court?

Of course you can.

The court will mediate first.

You can bring it up with the bank.

Repay the loan or extend the repayment period of the loan,

Reduce the current repayment amount or something.