Where does Ctrip Finance repay?

Ctrip Financial Bond Bank Card Repayment in Ctrip Financial APP. Ctrip's financial service platform is dedicated to helping users solve money-related problems and providing safe and fast financial technology services. The loan is up to 200,000 yuan, which is convenient for examination and approval. The annual comprehensive interest rate is as low as 7.2% and the interest-free period is as long as 40 days. You can rest assured that you can get a loan, travel happily, stay in a hotel without interest, and enjoy the interest-free coupons of the three-phase boutique as high as 80 yuan. Newcomers can apply easily and quickly in three steps. Newcomers can enjoy interest-free coupons up to 80 yuan.

First, the loan contract of Ctrip Finance allows users to repay in advance.

Therefore, you can prepay some loans by clicking prepayment on the repayment page. If the user chooses to calculate interest on a daily basis, there is no penalty for prepayment, and the interest of prepayment is calculated to the day of prepayment. However, if the user chooses to calculate interest on a monthly basis, liquidated damages will be charged for early repayment, and interest will still be charged on a monthly basis. Therefore, the prepayment of Ctrip Finance may not save interest. The key is to see which way users calculate interest when borrowing.

2. Is Ctrip Finance a formal loan?

Want to know whether Ctrip Finance is formal, we can analyze it from the following three aspects. Platform Background Ctrip Finance is the official personal microfinance platform under Ctrip Group. Launched by a licensed institution, it adheres to big data technology as its core competence, and is committed to working with financial institutions to serve the vast number of individuals and corporate users, providing safe, stable, efficient and convenient consumer credit financial services for users with financing needs. Its investors are also authoritative and professional financial institutions.

To sum up, Ctrip Financial app is a financial service application officially developed by Ctrip Finance. Based on the big data risk management and control capability accumulated by independent research and development for many years, we will integrate the advantages of banks and Internet consumer finance, and provide installment payment, cash loan, co-branded credit card, credit card and other related services for Internet users in Ctrip.com, Qunar.com and their users.