Is it illegal to collect online loans from emergency contacts?

Legal analysis: Under normal circumstances, it is legal to lend money and return it in time. However, if the illegal lending platform illegally absorbs deposits or engages in illegal fund-raising and fraud, it is illegal. Seriously affecting citizens' personal lives and insulting them many times may constitute the crime of provoking trouble. I suggest you call the police.

Legal basis: Article 293 of the Criminal Law of People's Republic of China (PRC) commits one of the following acts of provoking troubles and disturbing social order, and shall be sentenced to fixed-term imprisonment of not more than five years, criminal detention or public surveillance: (1) beating others at will, if the circumstances are bad; (two) chasing, intercepting, insulting or intimidating others, and the circumstances are bad; (three) extortion or arbitrary damage, occupation of public or private property, if the circumstances are serious; (4) Causing serious disorder in public places. Whoever gathers people for many times to commit the acts mentioned in the preceding paragraph and seriously undermines social order shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and may also be fined. Article 293- 1 In any of the following circumstances, it is the collection of illegal debts such as high-interest loans. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined: (1) using violence or coercion; (2) restricting the personal freedom of others or intruding into others' houses; (3) Threatening, stalking or harassing others.