Is the in card a debit card or a credit card?

IN card is a credit card. It is a credit card issued by Minsheng Bank mainly for the young and fashionable people born in the 1980s. This credit card is divided into musical note version and oil painting version, with a set of 2 types and 4 cards each. The application conditions for the in card are as follows:

1. The applicant is a natural person who is over 18 years old and has full capacity for civil conduct. The supplementary card applicant must be over 13 years old.

2. The applicant has a suitable occupation or stable income, and has the ability to repay the loan on time.

3. Applicants can provide legal and valid proof of identity, income, and employment.