What does SMS banking mean?

SMS banking service refers to the service that cardholders set up SMS notifications on their bank cards. When the amount on the bank card changes, the bank will notify the cardholder by SMS. There is no charge when the SMS banking service is opened, but a certain fee is paid every month when it is used. Different banks charge different fees.

Is there a charge for bank card SMS reminder?

There is no charge for bank savings cards and credit card SMS reminders, which are different from bank to bank.

1. ICBC debit card SMS reminder fee is 2 yuan every month, but credit card does not charge this fee.

2. China Bank, China Agricultural Bank and China Construction Bank charge 3 yuan/month for ordinary debit card SMS reminders, and credit card reminders can be provided free of charge.

3. The debit card of Bank of Communications can be reminded by SMS for free, but the credit card needs to spend a certain amount to be reminded by SMS, which is free.