Will there be a charge for not using digital RMB?

There is no charge for the opening of digital RMB.

Digital RMB belongs to digital currency, and there is no need to pay any service and formalities fees, and the payee does not need handling fees, and the withdrawal is also free. It is legal tender in circulation, and it is not profitable. Even if you use Alipay, there will be no extra cost.

Digital RMB is a brand-new encrypted electronic currency launched by the People's Bank of China, which is mainly used in high-frequency business scenarios of small retail. It adopts a two-tier operation system, in which the central bank first exchanges digital currency for banks or other operating institutions, and then these institutions exchange it for consumers.