Loans overdue sent a text message to freeze the assets in his name.

Legal analysis: if you are really sued by the court, you must have a court summons mailed to you, and you must sign it yourself to have legal effect. Before receiving this document, the information sent by the other party may be false. If the overdue amount is small and the overdue time is short, the possibility of being sued is low. If the amount is large and the time is long, it is still possible to be sued.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.