How to cancel the credit card of Postal Savings Bank?

1. How to cancel the credit card of Postal Savings Bank?

1. Call the credit card customer service phone of Postal Savings Bank to apply for account cancellation:

The user directly applies to the manual customer service for cancellation.

2. Apply for a letter at the post office.

Bring my valid ID card and postal credit card to the Postal Savings Bank to cancel the account, fill out the application for account cancellation at the same time, and call again in a few days to confirm that you can cancel the account.

With slow skin:

Postal savings credit card, the standard card of UnionPay, has banks and services, and can be freely consumed at home and abroad. The card is valid for three years, and four supplementary cards can be set. China Postal Savings Bank ",the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.

According to statistics, by 20 10 and 10, the business of China Postal Savings Bank had been completed in 10 counties and cities and major towns. Nationwide, as of June, 20 10, China Postal Savings Bank has set up more than 4,500 banks, with a total of about 4 million bank loans, amounting to more than 230 billion yuan.

The following items should be paid attention to when canceling the credit card of postal bank:

1. Confirm whether to cancel the credit card of Postal Savings Bank 46 days after applying for cancellation. Credit card cancellation is generally handled through telephone banking, but it was not successful at that time. Generally, the cardholder should call the bank to confirm whether to cancel the account 46 days after returning the card, so as to avoid unnecessary trouble to the bank because the cardholder thinks that the card return is successful in the future.

The second is to pay off all debts in time before canceling the credit card. This debt includes not only the account debt, but also the annual fee. If we only pay attention to the former and ignore the latter, the cardholder's card may be in arrears after cancellation, so you must ask clearly when canceling the card and never leave.

The third is to cut the magnetic stripe after canceling the credit card. If the card is complete and only needed in some places, it may still be thrown into different garbage dumps to prevent people with ulterior motives from stealing it.

Second, how to apply for a postal credit card

Credit cards (debit cards) require the following procedures:

1. Personal ID card;

2. Proof of unit income;

3. Bank flow in the last six months;

4. Personal property certificate;

5. Information required by other banks.

Process for processing credit cards:

1. Call the bank or go to the bank counter to inform the intention;

2. Submit the information needed to handle the credit card to the bank;

3. Fill in the credit card application form;

After approval, the bank will send a credit card.

3. How to apply for a loan with the credit card (debit card) of the Postal Savings Bank?

If your credit card (debit card) of the Postal Savings Bank is in normal condition, it means that your credit is good, and you are over 18 years old. As long as you have a stable income, you can apply for a bank loan with your credit card (credit card). The specific process is as follows:

1. Fill in the application materials and submit the loan application;

2. The bank conducts an investigation and approves according to your information;

3. Sign a loan contract after examination and approval, and stipulate the loan amount, repayment period and interest;

4. After the loan threshold is implemented, the bank issues loans;

5. Lender repays on time: equal principal and interest repayment, equal principal repayment and one-time principal and interest repayment.

The credit card (debit card) loan of the Postal Savings Bank is approved quickly and can be approved on the same day. Article 5 lists three repayment methods, and you can choose the appropriate repayment method according to your own situation.