Huaxia Yidajin credit card

Is the service charge for Huaxia Credit Card loan true

Yes, the main card is exempt from the annual fee in the first year, and the annual fee for the following year can be exempted if the transaction accumulates over 1, points each year; If the above conditions are not met, you can exchange 1, points for the annual fee within 3 months after the annual fee is generated. The supplementary card is free of annual fee in the first year, and the annual fee for the following year can be waived if five transactions are completed each year

What are the requirements for Huaxia Bank's loan

It takes about seven working days (excluding holidays) to review Huaxia Bank's credit loan

1. China citizens with full civil capacity who have a fixed residence in China, or have a permanent residence in a local town (or a valid residence certificate), or have a fixed business place.

2. Have a stable occupation and income (monthly wage income must be above 1 yuan), good credit and the ability to repay the principal and interest of the loan;

3. The borrower's employer must be an administrative, enterprise or institution recognized by Huaxia and having a good cooperative relationship, and our bank will pay wages on its behalf;

4. The loan cannot be used for stock trading, house purchase, gambling and other activities;

5. You need to open Huaxia Card or personal current savings account;

6. Sign an agreement with Huaxia Bank to deduct the loan principal and interest from Huaxia Card or current savings account;

7. Other conditions set by Huaxia Bank. Huaxia bank credit loan application process:

(1) the borrower applies for a loan and submits relevant application materials; Relevant application materials can be directly submitted to Huaxia Bank's business outlets.

(2) With the approval of the Bank, the handling bank signs a loan contract with the borrower, and goes through the formalities of loan issuance and fund transfer according to the contract.

(3) The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract.

1. HuaXiaBank is a joint-stock bank, which was established on October 14th, 1992 and its headquarters is in Beijing, China.

has won the "China Banking Best People's Livelihood Finance Award" and other awards, mainly engaged in financial services.

second, on October 29th, 221, Huaxia Bank announced the third quarterly report for 221. In the first three quarters, Huaxia Bank achieved operating income of 72.493 billion yuan, an increase of 1.834 billion yuan or 2.6% year-on-year; The net profit attributable to shareholders of listed companies was 16.195 billion yuan, an increase of 2.75 billion yuan or 14.7%. The net interest margin and net interest margin are 2.3% and 2.4% respectively; The cost-income ratio was 27.28%, down 2.6 percentage points year-on-year.

on may 22nd, 1992, Deng Xiaoping, the chief architect of the reform and opening up and state leader, inspected Shougang corporation. Later, the State Council, the CPC Central Committee, gave instructions for the establishment of Huaxia Bank, and the People's Bank of China issued the document Yinfu (1992) No.391, confirming that Huaxia Bank has the status of an independent legal person and its economic nature is a state-owned bank owned by the whole people.

On October 14th, 1992, Huaxia Bank completed the registration formalities with the State Administration for Industry and Commerce, with an initial registered capital of 1 billion yuan.

how to borrow Huaxia credit card loan? 6 ways for you to choose!

In China, after decades of development, a large number of excellent joint-stock banks have emerged in the banking industry, among which Huaxia Bank is one. Now, many people have applied for credit cards in Huaxia Bank. As a result, more and more people are asking about how to borrow Chinese credit card loans. Today, let's talk about how to borrow Chinese credit card loans.

Huaxia credit card loan products mainly include flexible installment, bill installment, automatic installment and easy payment. Here, taking flexible installment as an example, I will tell you how to borrow Chinese credit card loans.

Six ways to handle flexible installment:

1. WeChat please

pay attention to Huaxia Bank WeChat WeChat official account, handle flexible installment in "Yue Finance" or Huaxia Credit Card WeChat WeChat official account, and handle flexible installment in "Activity Zone".

2. Huaxia Credit Card Manager APP

In Huaxia Credit Card Manager APP, find "I want to stage" and then select "Flexible Staging".

3. SMS

Edit the SMS "Complete Consumption Amount of the Last Four Periods of LHFQ" and send it to 169-28-95577.

4. Mobile Banking

Log in to mobile banking and handle the loan in the order of "credit card → installment service → flexible installment".

5. online banking

log in to online banking, select "credit card" and find the "installment service" function to handle the loan.

6. Customer Service Phone

Call Huaxia Credit Card Customer Service Phone to handle Huaxia Credit Card loan.

the above is about how to borrow Huaxia credit card loans for your reference.

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how to handle the credit card (debit card) loan of Huaxia Bank?

First, you have to apply for a credit card (debit card) of Huaxia Bank, and then you can apply for a loan with your valid ID card and other information in any business hall of Huaxia Bank.

To apply for Huaxia Credit Card (debit card) loan, certain conditions need to be met. The threshold for applying for Huaxia Credit Card (credit card) line loan is as follows: 1. People over 18 years old and under 65 years old. 2. Residents with permanent residence in this Municipality and full capacity for civil conduct. 3. The applicant should have a stable income and the ability to repay the loan. 4. Good credit, good credit information, no bad records, and legal use of the loan. 5. Other conditions stipulated by Huaxia Bank.

Is Huaxia Bank's virtual credit card loan true?

Yes.

According to the credit card network of Hua Xia Bank, Hua Xia Bank has launched the latest flash card virtual credit card, and the card surface will also change dynamically with the holidays, and it will surge out of the sky. If you are worried, you can consult the official customer service specifically.

virtual credit cards, also known as virtual VISA credit cards, VISA virtual credit cards, VISA virtual cards, VISA international credit cards, task cards, game activation cards, PayPal activation cards, EB activation cards and iOffer activation cards.