Do you have any information about how to adjust the interest rate after China Bank changed to LPR?

How to adjust the interest rate after China Bank changed to LPR;

According to the announcement of the People's Bank of China, the repricing period (the interval between two repricing days) is at least one year. Although LPR quotes every month, the mortgage interest rate will not be adjusted every month. After this conversion, from the first repricing date, on each repricing date, the interest rate level is recalculated and determined by the added value of LPR and conversion date in the corresponding period of the latest month, and remains unchanged during a repricing period.

Special case prompt:

1. If you successfully switch to personal mobile banking or personal online banking on the same day: you choose the repricing date as the loan lending date, which happens to be the same day. The conversion time is calculated according to the LPR interest rate of (65438+ February of last year) 2065438+65438+February of 2009, and the LPR value published in the latest effective period is implemented on the same day.

2. If you successfully switch at the smart counter that day: you choose the repricing date as the loan issuance date, which happens to be the same day. The conversion time is calculated according to the LPR interest rate of (65438+ February last year) 2065438+65438+February 2009, and the loan release date of the following year is re-priced according to the LPR value published in the latest effective period.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.